Application Process Closed, Effective Friday, September 18.

Job Description

Loan Processor reports to the Loan Department Supervisor. The position of Loan Processor is responsible for performing routine and intermediate duties related to consumer and business loan applications; generates loan documentation for all types of loans ensuring documents are technically complete, within the guidelines as set forth in the Loan Policy, and in compliance with all State and Federal regulations; processes consumer, commercial and real estate loan payments and advances on lines of credit; prepares DDA overdraft protection line documents; books loans on the Bank’s mainframe computer system; works daily insurance and monthly reports; distributes daily and monthly reports; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

The position of Loan Processor also is required to be fully knowledgeable and skilled in all areas of servicing loans and is expected to provide leadership, training, and support to less experienced loan processors and other staff members. Work is performed under general supervision and according to established procedures, systems, and best practices. All records, both computerized and other, must be maintained as error-free as possible and maintained in such a manner as to ensure the safety of the loan portfolio and an organized filing system.

Qualifications

Education/Training: High School Graduate; additional on the job training as needed.

Knowledge/Skills/Abilities:

Proficient knowledge of Microsoft Office suite of products (including Word and Excel).
Proficient reading, writing, grammar, mathematical skills.
Proficient interpersonal relations and communicative abilities.
Proficient skills in computer terminal and personal computer operation; host computer system; and word processing, spreadsheet, and core processing system.
Capable of understanding complex instructions and procedures. Memory skills for standard operating procedures.
Intermediate level of work experience, knowledge, and training in all loan servicing activities and terminology.
Intermediate knowledge of related state and federal banking compliance regulations, and other Bank lending policies.
Intermediate knowledge of title policies and related loan regulations such as RESPA, HMDA, and other Bank lending policies on loans to directors.
Effective organizational and time management skills.
Ability to work with general supervision while performing duties.
Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.

Experience: At least two years’ on the job experience in banking. The Peoples Bank is an equal opportunity employer. Upon an employment offer, applicants must submit to a substance abuse test and complete a criminal background check. Starting Salary: $27,000 with benefits.

Application Instructions

Email resume to susilton@pbkc.com or mail to The Peoples Bank, Attn: Human Resources Dept., P.O. Box 210, Chestertown, MD 21620. https://pbkc.com/. (Date listed: 08/20/2020)

As a benefit to our members, the Kent County Chamber of Commerce is pleased to offer special job postings for businesses that are seeking employees. Rather than post standard job descriptions, we have partnered with a local photographer to capture photos of the place of employment so job seekers have an opportunity to not just learn about available positions, but see what their potential place of employment looks like and who they may be working with.

If you are a member of the Kent County Chamber and would like to take advantage of this opportunity, contact executive director Sam Shoge at sshoge@kentchamber.org.